Both/And Finance Courses

Course Links | Courses Overview | Ways to Take Courses | Curriculum Details | Questions

Find quick links to my courses immediately below. Scroll down further for more information about all courses.

Financial Foundations Course:

Financial Foundations Course
Welcome to the Financial Foundations Course! This course is designed to help you understand your current financial situation and plan your financial future. It consists of 3 units that are intended to be completed over one month each. You can find a more detailed overview of this course here. Or,

Financial Foundations Unit 1 - Grounding

Financial Foundations Unit 2 - Forecasting

Financial Foundations Unit 3 - Investment Portfolios

Investment Management Course:

Investment Management will be available here by Apr 1, 2024

Group Office Hours Access (note: this page is only accessible to Sprout or Blossom-level subscribers)

Blossom Supporter Home Page (note: this page is only accessible to Blossom-level subscribers)

Courses Overview

From January - June 2024, I'm rolling out two self-paced Both/And Finance courses: 1) Financial Foundations and 2) Investment Management.

Together, these two courses are designed to support people in developing their own answers to questions like:

  • What is my current financial situation? 
  • How much money do I “need” to save for the future? 
  • What is my version of “enough”? And, what is my current status in relation to this? 
  • What does my current investment portfolio look like and what does that mean for me?
  • What is an investment plan that aligns with my version of being a “responsible” investor? 
  • How can I implement and monitor my investment plan?
  • What is community investing and is it for me?
  • How can I holistically use my resources to support a Just Transition?

These courses are intended to be taken sequentially over approximately 6 months: #1 Financial Foundations (3 months) and #2 Investment Management (3 months). But, since they are self-paced courses, you can take them over whatever time period is best for you.

Each course is comprised of monthly on-demand videos along with activities for you to complete. The activities guide you through building dynamic tools ("course deliverables") that you can use and adjust in the future as your financial situation evolves.

The monthly time investment for these courses ranges from 2-4 hours per month with approximately 1 hour of video content and 1-3 hours of course activities per month. Depending on your subscription level, you may also have access to group or 1:1 office hours with me each month.

Course #1 - Financial Foundations

Course Goals: Clarify your current financial situation, forecast your financial future, understand your current investments

Course Deliverables:
Completed dynamic tool that holistically reflects your current financial situation including how you are currently invested (Google Sheets format).

Course Timing: This course will consist of 3 units that I will release monthly from Jan - Mar, 2024. Since it is a self-paced course, you can start anytime after Jan 2, 2024 and take as long as you'd like to complete it. Expect 2-4 hours of course time per month to complete the course in 3 months.

Course #2 - Investment Management

Course Goals: Understand the investing landscape, build knowledge to manage your own investments, create your investment strategy

Course Deliverables:
Completed personal investment policy statement that includes your investment management plan and holistic target portfolio (Google Docs format).

Course Timing: This course will consist of 3 units that I will release monthly from Apr - Jun, 2024. Since it is a self-paced course, you can start anytime after Apr 1, 2024 and take as long as you'd like to complete it. Expect 2-4 hours of course time per month to complete the course in 3 months.

More about the Both/And Finance approach

I call these Both/And Finance courses because my starting assumption is that you care about both personal and collective thriving as you navigate your financial life.

This simple idea, that people may choose to manage their finances with consideration of both personal and collective wellbeing, is fundamentally at odds with the underlying assumptions of most of finance, including most personal finance education. 

By design, my course content focuses more on tools to help you navigate our financial system personally, rather than broader ideas about how we can rethink and change that system collectively (I will continue to discuss that sort of thing in my newsletter essays). Still, I believe these courses are unique in the world of personal finance education because I am transparent about my Both/And starting point and I give you resources to apply Both/And thinking to your own finances if you choose.

For each topic we cover, I'll explain what the recommendations would be from a traditional finance view, AND I'll also point out where I think these recommendations are constrained by assumptions that uphold values that you may not share.

My intention is never to tell you what to do. Instead, I share resources for how you can think about various topics in your financial life so that you can make your own well-informed decisions.

Ways to take (and support!) Both/And Finance courses

There are various ways you can take these courses and support my work while you’re at it.

To stay aligned with my values, I've decided to make my course materials and videos available for free. You heard that right, no paywalls!

However, I do have bills to pay and a people to provide for. So, here's my heartfelt request...

...If you find you are getting value out of the content and tools I’m sharing, I ask that you contribute by selecting one of my paid supporter options during the period you are taking the courses.

You can learn more about my paid supporter options below. When you are ready, you can sign up at any of these levels through my subscription portal here. You can also change or cancel your subscription at any time.

Thank you for supporting this work if you can!

Seed-Level Supporter: $10/month

Choose this option if you are just lightly using my resources but still want to support my work. Thank you!

- Both/And Finance Newsletter
- Support my work and help me make more of it

Sprout-Level Supporter: $30/month

Please select this subscription level or higher if you are actively taking my self-guided courses and getting value from them. Subscribers at this level will also receive invitations to monthly group office hours. This is a great way to get more from this course and hold yourself accountable to making the most of it!

- Both/And Finance Newsletter
- Support my work and help me make more of it
- Access to monthly group office hours

Blossom-Level Supporter: $100/month

Select this level if you are actively taking my course, you appreciate my work, and your financial situation allows this level of support. Subscribers at this level will also be invited to schedule one-on-one office hours with me for 30 minutes once a month (or 1 hour every two months). Get your questions answered and really help grow my work in a meaningful way!

- Both/And Finance Newsletter
- Support my work and help me make more of it
- Access to monthly group office hours
- Access to one-on-one office hours on your schedule

Course + Coaching Package: Pricing Varies

Want to get the absolute most out of my courses and come away strongly empowered to manage your finances and investments your way? Consider a coaching engagement with me!

One option is to do coaching with me while also working through the course content. Or, you may want to first take the courses and then work with me for coaching around specific topics. I give coaching discounts to both course-takers and course “graduates."

Learn more about my coaching services here.

Sign up as Both/And Finance supporter here.

Launch the Financial Foundations Course here.

Curriculum Details

Here's a more detailed look at the content planned for these courses.

Course #1) Financial Foundations:

Month 1 - Grounding

Exploring your actual and relative financial wealth.

Topics of the month:
- Money stories
- Wealth distribution facts (and stories)
- Your guiding principles
- Reviewing your financial balance sheet

Activities for the month:
- Money and wealth distribution stories reflections
- Create your personal financial responsibility statement
- Build and/or review your financial balance sheet

Month 2 - Forecasting

Understanding what your money math looks like and reflecting on "enough."

Topics of the month:
- Looking ahead: goals, dreams, and what-ifs
- Forecasting your financial future
- Reviewing your cash flows

Activities for the month:
- Documenting your top goals, dreams, and what-ifs
- Enter your info and explore scenarios using your financial forecast model
- Cash flow review and forecast
- Reflections on "enough"

Month 3 - Investment Portfolios

Understanding our current investments and considering our holistic portfolios.

Topics of the month:
- Holistic portfolio thinking
- Investing Part 1 - asset classes, diversification, risk & return, retirement accounts
- Understanding key info about your current investments

Activities for the month:
- Gather info about your current investments and populate it into a tracking tool
- Draw your version of your ideal holistic portfolio model

Course #2) Investment Management:

Month 4 - Investing for the future

Building your knowledge to manage your own investments if you choose to.

Topics of the month:
- Investing Part 2 - Other things you need to know to manage your own portfolio
- Community investing overview

Activities for the month:
- Identify personal parameters for your investment planning: liquidity needs, risk aptitude, level of involvement, etc
- Reflection on your investment goals, including personal and collective goals

Month 5 - Creating your investment strategy

Developing the policies that will guide your savings and investing approach.

Topics of the month:
- What is an investment policy statement and why is it useful
- Key decision points within an investment strategy and how these relate to your financial plan

Activities for the month:
- Draft your personal investment policy statement (using a template that helps guide you through it)

Month 6 - Developing your target portfolio and next steps 

Determining your action plan to implement your investment strategy.

Topics of the month:
- How to develop and implement your holistic target portfolio
- Understanding how this integrates with your financial forecasts

Activities for the month:
- Determine your holistic target portfolio
- Clarify next steps to implement

Questions? Comments?

Email me at

I look forward to connecting with you!

Important legal note: This course is not financial advice or recommendation for any investment. The content is for informational purposes only, you should not construe any course information or other material as legal, tax, financial, or other advice.

In other words, I will provide educational information that empowers you to make your own informed decisions for yourself, but I will not give specific investment advice. If you have questions about this, feel free to reach out to me for a chat.